As we know, gold is a type of precious metal, and it is said to be noble, perhaps because the price continues to increase, let alone the kind of gold bullion. It is no wonder from the past until now, and even gold bullion has always been a prima donna for investments.
Talking about gold, maybe not everyone can buy gold directly. Although interested in buying it, it is still quite heavy because of its high price.
There is another way to collect money first when the savings have been ordered, then buy it, but for sure, it is certainly very troublesome and less practical.
If that is the case, don’t worry; you can still have gold even with small capital. This you can get by opening gold savings or saving gold. Currently, many financial institutions have provided gold savings services, such as PT Pegadaian (Persero) or open Pagadian gold savings.
Besides having gold savings easily, there are also many benefits that you can get by having gold savings in the future. Here are some benefits that you can get when you have gold savings:
1. Can Be For Guarantee or Mortgaged
The first advantage of saving gold is that you can make it as a guarantee or be tarnished. In financial institutions that provide gold savings, there is a credit facility in gold savings guarantees.
These benefits can certainly be an alternative means for you as a gold saver who requires funds in times of urgency, but you are heavy-hearted to provide gold savings.
Even more interesting, if you want to make a credit application with a gold savings guarantee, you can also do it digitally without bothering to come to bank branches or financial institutions.
2. Easy to Disburse
The advantage of saving gold next is easy to disburse investments, such as gold savings are easy to pay. There are two kinds of ways that you can do the process of spending gold savings, which you can do digitally and conventionally.
In addition, gold savings providers also provide two options: you can cash out following the nominal weight of grams of gold or meet with the form of gold bullion.
Another advantage of storing gold bullion is that there is almost no risk of loss if you hold gold for a long time because it is a stable price and increases.
3. Stable Gold Value
The advantage of saving gold next is that its value tends to be stable, unlike electronic goods. When compared to buying a mobile phone in a year or less than a year if sold, of course, the value of the mobile telephone tends to decrease.
In contrast to buying gold, this precious metal tends to be more resistant to inflation. Excess gold is priced that tends to be stable even in economic shocks and easily disbursed again.
When you cash out gold savings, the money you get is not from the big nominal money you have collected at deposit but from the nominal price of gold currently multiplied by the weight of gold collected from your savings conversion.
4. Supports Small Nominal Saving Feature
In some services, gold savings providers usually only issue a certain minimum nominal when depositing savings—starting from the minimum tariff, which is only set at Rp 5,000.
Until now, every investor can repay their gold savings. In other ways, this ease makes gold an alternative option suitable for every young investor. It is very profitable for students and students who want to start investing early.
5. Interest Free
The advantage of saving gold last is free of interest. Compared to other investments, you realize when you want to liquidate assets, the eye listed value you receive tends to have a fairly substantial difference from the value of the support you have to the interest.
Unlike gold, because transactions in gold savings tend to follow sharia-compliant laws. You also do not need to worry about the existence of interest because saving gold is free from the claim included in the value of the investment.
So, if you make a transaction in the sale, the value of the gold you melt will be equivalent to what you have in savings.
Finally, don’t be afraid to do something good, even if it’s very new in your life. As long as it doesn’t hurt others, keep doing it. Remember. God will help him who helps himself.